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Covered California is state based insurance exchange that is a place for Individuals to gain access to Affordable Care and subsidies. These subsidies are paid out by the state to insurance providers (L.A. Care, Health Net , Molina, Oscar, Anthem Blue Cross, Kaiser, etc). These subsidies decrease the cost of insurance for those who can qualify.
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Herman Health Insurance is working along side Covered California to help Californians understand affordable health coverage. There are new health care options that may be available to you or your family.
Think you can’t afford health insurance? You can’t afford to go without! The average hospital stay costs $30,000 without insurance. Herman Health Insurance can help you find the best plan for you and your budget! Covered California offers a range of health plans so you can choose the one that best meets your financial and health needs. Call us today (805) 444-6420 or send us an email.
When can I apply for Covered CA?
- Anyone can apply during OPEN ENROLLMENT, which takes place Nov. 1, 2023, through Jan. 31, 2024
- If you miss Open Enrollment, you can still apply for Covered CA if you have a QUALIFYING LIFE EVENT (QLE). Examples of QLE’s are:
- Loss of health coverage (increased income resulting in losing eligibility for Medi-Cal)
- Changes in household (getting married, having a baby)
- Changes in residence (moving to California from out of state)
- Becoming a U.S. Citizen
- For a full list of QLE’s click HERE
What is Covered California?
Covered California is part of the Affordable Care Act, and is working to provide affordable health insurance for everyone. We are currently informing people about the benefits to Covered California.
How Does Covered California Work?
Legal residents of California without access to affordable health care insurance through their employer, or another government program will be eligible to purchase health coverage through Covered California.
How Herman Health Insurance Can Help You?
Why Do I Need Insurance?
Having insurance is an important way to stay healthy and to pay for health care if you get sick or injured. Health insurance can not only assure your access to care to keep your body healthy, it also protects your peace of mind – you can rest assured that you will have help when you need it most.
About Herman Health Insurance
Herman Health Insurance is a dedicated Covered California in-person assistance and enrollment center. We are a group of Affordable Care Act specialist who are licensed and certified by Covered California and the California Department of Insurance to provide enrollment and renewal assistance in the Covered California insurance programs. There is NO COST for our services. Our specialists are trained to help individuals through the enrollment and renewal process. We provide assistance with Covered California plans throughout the year, not just during open enrollment. It is our goal to make the enrollment process easy and understandable so our clients are able to make the best decisions for themselves. We strive to ensure that our clients have the necessary information to make an educated decision about their health provider and the ability to make changes when they arise. Contact us for more information or make an appointment to review your specific insurance options.
We are Covered California Certified Insurance Agents. “Covered California,” “California Health Benefit Exchange”, and the Covered California Logo are registered trademarks or service marks of Covered California, in the United States. This web site is owned and maintained by Herman Health Insurance , which is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The e-mail addresses and telephone numbers that appear throughout this site belong to Herman Health Insurance . and cannot be used to contact Covered California.
Disclaimer: Herman Health Insurance is a privately owned and operated independent healthcare marketplace, not a health insurance carrier or government website. Any logos, copyrights, or trademarks are the property of their respective owners. Insurance products, companies, and regulations vary by state, and the insurance companies and/or products listed or displayed on this page may not be available in all instances.